TELECOM Digest OnLine - Sorted: Re: New Electronic Check Law Sinks 'Float'

Re: New Electronic Check Law Sinks 'Float'

Joseph (
Mon, 01 Nov 2004 10:42:33 -0800

On Sun, 31 Oct 2004 12:43:57 -0700, DevilsPGD <>

> Rick Merrill wrote:

>> IF these images were accessed it would give criminals access to an
>> image of the customer's signature. Said criminal could then use a
>> laser printer with 640 dpi resolution to print checks that would be
>> indistinguishable from the photo check after a 240 dpi Scan!?

> I'm curious, is there a requirement that the bank which accepted the
> cheque store it for any period of time?

I don't believe with the new check 21 law that they can destroy checks
as soon as they're processed. I believe however that they have to
store images of the processed checks. Whether your bank will also
give you copies of those images probably differs from bank to bank.

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